Why choose Admiral MultiCar Insurance?
The whole family, covered
Add the whole family to one policy – even if you don’t live together. Plus, everyone can manage their policy anytime with MyAccount.
One renewal date
No more worrying about multiple renewal dates – when you add a new car to your policy, the dates sync up.
Protect your no claims bonus
Every car that's claim-free and covered for 90 days or more gets a full year's no claims bonus. Plus, it won't affect yours if someone else claims.
What is MultiCar insurance?
MultiCar insurance helps you save money on your car insurance by insuring multiple cars under one policy.
Whether you want to insure your kids’ first cars or an extra ride for yourself, MultiCar can cover them all.
It means you can save time, money and hassle by only having one policy to think about. One renewal date, one set of documents – plus a handy discount.
How does MultiCar insurance work?
MultiCar lets you cover multiple cars on one policy - even if they're at different addresses. You'll get the same cover as our standard car insurance, plus a discount for every car you add.
Start your policy
Set up your policy with one car to get started.
Add more cars
Add extra cars whenever they're ready to get a discount.
Enjoy your discount
You can add up to seven family members to get even more discounts.
How much do MultiCar customers save?
Here’s how much our MultiCar customers saved based on how many cars they insured with us:
Save
139
Save
217
Save
283
Save
373
Save
538
51% of customers saved with MultiCar compared to customers who bought the same cover as single policies. Data from November 2025 to April 2026. Doesn't include optional extras.
What are the different levels of cover?
To help you choose the right level of cover, here’s how they compare.
Comprehensive cover
Courtesy car
Uninsured driver promise
Personal Injury cover (up to £5,000)
24-hour emergency helpline
Replacement lock cover (up to £500)
Child car seat cover
Windscreen cover
New car replacement (if you're eligible)
European cover up to 90 days
Audio equipment cover (aftermarket)
Personal Belongings cover
Up to
£300
Up to
£300
Up to
£200
Personal belongings cover (campervans)
Up to
£500
Up to
£500
Up to
£500
Onward travel (up to £150)
Motor Legal Expenses
Roadside Breakdown cover
Third party cover
Third party, Fire& Theft
Third PartyOnly
Driving other cars (conditional)
24-hour emergency helpline
Courtesy Car
Replacement lock (up to £500)
European cover up to 90 days
Audio equipment cover (aftermarket)
Motor Legal Expenses
Roadside Breakdown cover
Windscreen cover
Uninsured driver promise
Child car seat
Personal Injury cover (up to £5,000)
New car replacement
Personal belongings cover
Onward travel
What optional add-ons can I choose for MultiCar?
Find out more about our range of optional add-ons.
Is MultiCar insurance right for me?
Not sure if MultiCar is for you? Find out below.
You’re in the right place! MultiCar insurance lets you cover multiple cars on one policy.
If you only have one car to insure, then our standard car insurance will give you the cover you need.
You can combine your van and car policies under one with MultiCover insurance. Plus, you’ll get a discount.
Did you know that we can look after your home and cars all under one policy with MultiCover insurance?
What the experts say
Demi Noble Field, MultiCover Senior Product Manager
A lot of people assume MultiCar is just for couples or families living under one roof – but that’s not the case! It can work across families in different homes, from siblings to grandparents and even in-laws, so you can all save money and manage your car insurance more easily.
How to add a car in MyAccount
Already have car insurance with us? Great news – it's quick and easy to add another car in MyAccount.
Log in to MyAccount
You can log in to MyAccount online or through the app.
Add your car details
Enter some details about the car and where it’s kept.
Get a quote and confirm
Check your quote and if you’re happy with it, click confirm.
What do I need to get a MultiCar insurance quote?
We need to know a few things so we can give you the right quote.
- Name
- Age
- Where you live
- Your occupation
- Driver’s license and contact info for you and any named drivers
- Your claims history
- Registration number
- When you bought it
- How much it’s worth
- Any modifications you’ve had done
- How you use your car
- Your mileage
- What level of cover you need
Useful guides
Want to know more? We’ve got you covered.
What affects the cost of car insurance?
Car insurance groups and what they mean
Car insurance cover levels explained
Your questions answered
No, it won't. Everyone on the policy has their own no claims bonus.
If someone makes a claim for another vehicle on the policy, it won't affect yours.
No, your no claims bonus only applies to one car.
If you sell it or get a new one, you can move your no claims bonus over.
Yes, you can choose different levels of cover for the different cars on your policy. For example, one could have comprehensive cover while the other has Third party only.
The excess you’ll need to pay will depend on a few factors, like the driver’s age and the type of car.
You can add up to seven cars to one MultiCar policy, and you’ll get a discount for each one.
Need to add more? Give our friendly team a call on 0330 134 3206 and we’ll see what we can do.
Not necessarily. You need to be a named driver on a car to drive it.
You can choose to add yourself as a named driver to all the cars if you’d like – if you have the main driver’s permission. Just be aware the price of your policy could change.
To add someone’s car to your policy, we need them to be part of your immediate family. That means your:
- partner, whether you’re married or not
- parents and grandparents
- children and grandchildren
- brothers and sisters
- mother or father-in-law
- daughters or sons-in-law
- adopted, half or step members of your family
Read more about our customers' experiences
We care what our customers have to say about us.