Personal Injury Cover
Up to £50,000 for serious and minor injuries while in your car
Crammed with features and benefits
Admiral's comprehensive car insurance already includes £5,000 of cover for the policyholder and partner (other named drivers not included), but Personal Injury Cover provides more.
For example, Personal Injury payments could help you offset loss of earnings due to being out of work or help with other unexpected costs following a motor accident.
Who is covered?
Policyholder and named drivers
Up to £50,000 Personal Injury Cover for policyholders and named drivers whether they're driving or a passenger in the insured car.
Covered for...
Accidental death
Up to £50,000 of cover against accidental death while in the insured car.
Serious injury
Up to £50,000 of cover against serious injury while in the insured car.
Minor injuries
Cover for minor injuries such as fractures and burns.
Daily Hospital Payment Benefit
Daily amounts of £200 or £400 if the customer is admitted or treated within A&E at a hospital for bodily injury as a result of their accident.
Extra cover for an accident
Personal Injury Cover runs alongside your active Admiral Car Insurance policy, which normally lasts for 12 months.
Of course we hope it never happens, but if you suffer an injury in a car accident, your confidence and lifestyle can take a knock too. Your Admiral Car Insurance policy already includes £5,000 Personal Injury Cover (comprehensive polices only) but cover is limited to the policyholder and partner and doesn't include other named drivers.
Adding our Personal Injury Cover provides the extra comfort of up to £50,000, giving you peace of mind and extra financial protection for you and your family. The benefit limit for Personal Injury Plus Cover is up to £100,000.
Buying Personal Injury Cover/Personal Injury Plus Cover
Personal Injury Cover/Personal Injury Plus Cover is normally added when buying your car insurance. Either select the option when you buy online or tell us when you call for a quote.
- Up to £50,000 or £100,000 extra cover for Personal Injury Cover against accidental death, serious injury and minor injuries which includes fractures and burns
- Covers the policyholder and named drivers Named drivers are covered whether they're driving or just a passenger in the insured car
- Protection while travelling in other cars Provides Personal Injury Cover for the policyholder only while in any other privately insured car in the UK
- Covered whether fault or non-fault You're covered whether the accident is your fault or not
- Uninsured driver protection Covers you if you're hit in your car by an uninsured driver
- Runs alongside life insurance Pays out alongside any other life insurance you may have
Policy documents
Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.
Need to make a claim?
Call our claims line
Other Car Insurance Products
What sort of driver are you?
Most UK motorists can get a great deal on their car insurance with Admiral Car Insurance or earn extra discounts with MultiCar or MultiCover. But we also have other options for classic car drivers, van drivers, and those with EVs or hybrids. Find out more about who and what we cover below.
Car insurance extras
Make sure you and the people you love are covered against unwanted surprises.
- Breakdown Cover Unlimited UK roadside recoveries – 24/7, 365 days a year
- Personal Injury Cover Look after you! Help when you're injured, even in someone else's car
- Hire Vehicle Cover We'll keep you on the road with a hire car if yours is written off or stolen
- Motor Legal Expenses If you're in an accident that's not your fault, this cover will help with legal costs
Unlimited UK roadside recoveries – 24/7, 365 days a year
Look after you! Help when you're injured, even in someone else's car
We'll keep you on the road with a hire car if yours is written off or stolen
If you're in an accident that's not your fault, this cover will help with legal costs